Cyber

A new insurance product that is just entering the insurance market is concerned with covering the financial cost of a company suffering a financial or reputational loss due to a Cyber attack, which could be from Hacking, Data Breach, Data Theft, Phishing Scams, Extortion/Ransom, Identity Theft or Computer Crime eg.theft of money.

Unfortunately, it is not really a question of if a company you will ever suffer some form of cyber attack but when. It is also very important to note that it doesn’t matter what size your business is, there have been instances of small shops and restaurants being hacked as well as larger more industrial companies.

The majority of cyber insurance policies offer a breach response service, which will give you immediate access to a team of experts to lead you through the response stages. This is an extremely important part of any business’s risk management and recovery policy.

With all businesses these days relying on computer systems, emails, social media, internet etc. Cyber Insurance really needs to be put at the top of your priority list when reviewing your insurance covers.

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